html,body {
	position: relative;
	margin: 0px auto; 
	padding:0;
	background-color: #ffffff; 
	background-position: top center;  
	font-family: Arial;
	font-size: 12px; 
	color: #000000; 

}

#padder {
padding: 15px;
}


#header { 
	padding: 0px;
	position: relative; 
	width: 900px; 
	height: 87px; 
	background-color: #ffffff; 
	margin: 0px auto;
}


#nav { 
	margin: 0 auto;
	position: relative; 
	width: 900px;
	height:21px;
	background-image: url(../images/navbg.gif);
	background-repeat : repeat-x;
	
}

#main_menu a, #main_menu a:link {
	color: #ffffff;
	font-family: Arial;
	font-size: 11px; 
	font-weight: bold;
	text-decoration: none;
	padding-left: 8px;
	padding-right: 7px;
	height: 21px;
	line-height:1.8em;
	}


#main_menu a:hover, #main_menu a:active {
	color: #ffffff;
	text-decoration: underline;
}

#sub1 { 
	margin: 0 auto;
	position: relative; 
	width: 900px;
	height:21px;
	text-align: right;
	right:20px;

}

#sub_menu1 a, #sub_menu1 a:link {
	color: #00539c;
	font-family: Arial;
	font-size: 11px; 
	font-weight: bold;
	text-decoration: none;
	padding-left: 8px;
	padding-right: 8px;
	height: 21px;
	line-height:1.8em;
	}


#sub_menu1 a:hover, #sub_menu1 a:active {
	color: #00539c;
	text-decoration: underline;
}

#sub2 { 
	margin: 0 auto;
	position: relative; 
	width: 900px;
	color: #00539c;
	font-family: Arial;
	font-size: 11px; 
}

#sub_menu2 a, #sub_menu2 a:link {
	color: #00539c;
	font-family: Arial;
	font-size: 11px; 
	text-decoration: none;
	padding-left: 8px;
	padding-right: 8px;
	height: 21px;
	line-height:1.8em;
	}


#sub_menu2 a:hover, #sub_menu2 a:active {
	color: #00539c;
	text-decoration: underline;
}

#main { 
	position: relative; 
	width: 900px;
	margin: 0px auto; 
	background-position: top center; 

}

#free_text {
	color: #333333;
	font-family: Arial;
	font-size: 11px; 
	text-decoration: none;
	padding-left: 100px;
	padding-right: 25px;
	padding-top: 35px;
	}
	
#panel_text {
	color: #333333;
	font-family: Arial;
	font-size: 11px; 
	text-decoration: none;
	padding-left: 117px;
	padding-right: 10px;
	padding-top: 60px;
}

#spacer { 
	margin: 0px auto;
	width: 2.5px;
	float: left;
}	

#go img { position: absolute; right: 15px; bottom:15px; }
#gob img { position: absolute; right: 28px; bottom:10px; }


#panel_free_reminder { 
	margin: 0 auto;
	position: relative; 
	width: 335px; 
	height: 135px; 
	background-color: #ffffff; 
	background-image: url(../images/panelbg_free_reminder.jpg);
	background-repeat : no-repeat;
	margin: 0px auto;
}

#panel_member_benefits { 
	margin: 0px auto;
	position: relative; 
	width: 296px; 
	height: 167px; 
	background-color: #ffffff; 
	float: left;
}

#panel_home_services { 
	margin: 0px auto;
	position: relative; 
	width: 296px; 
	height: 167px; 
	background-color: #ffffff; 
	background-image: url(../images/panelbg_home_services.jpg);
	background-repeat : no-repeat;
	float: left;
	
}

#panel_travel_values { 
	margin: 0px auto;
	position: relative; 
	width: 296px; 
	height: 167px; 
	background-color: #ffffff; 
	background-image: url(../images/panelbg_travel_values.jpg);
	background-repeat : no-repeat;
	float: left;
	
}

#panel_professional_services { 
	margin: 0px auto;
	position: relative; 
	width: 296px; 
	height: 167px; 
	background-color: #ffffff; 
	background-image: url(../images/panelbg_professional_services.jpg);
	background-repeat : no-repeat;
	float: left;
	
}

#panel_home_univ { 
	margin: 0px auto;
	position: relative; 
	width: 296px; 
	height: 167px; 
	background-color: #ffffff; 
	background-image: url(../images/panelbg_home_univ.jpg);
	background-repeat : no-repeat;
	float: left;
	
}

#panel_shopping_save { 
	margin: 0px auto;
	position: relative; 
	width: 296px; 
	height: 167px; 
	background-color: #ffffff; 
	background-image: url(../images/panelbg_shopping_save.jpg);
	background-repeat : no-repeat;
	float: left;
	
}

#clear {
clear: both;
}

#foot { 
	margin: 0 auto;
	position: relative; 
	background-image: url(../images/footerbg.gif);
	background-repeat : repeat-x;
	background-position: top center; 
	width: 900px; 
	height: 106px;
	text-align: center;
	

}

#panel { 
	color: #000000;
	font-family: Tahoma;
	font-size: 12px; 
	font-weight: bold;


}

.bbold {COLOR: #000000; TEXT-DECORATION: none; font-family: Verdana; font-size: 16px; font-weight: bold;}

.bbold2 {COLOR: #000000; TEXT-DECORATION: none; font-family: Verdana; font-size: 12px; font-weight: bold;}

.link {COLOR: #351f3a; TEXT-DECORATION: underline; font-family: Verdana; font-size: 12px; font-weight: bold;}
a:link.link  {color : #351f3a;}
a:visited.link  {color : #351f3a;}
a:active.link  {text-decoration: none;}
a:hover.link  {color : #999999; text-decoration: underline;}